We combine intramural software components with Software as a Service (SaaS) components to provide a secure and robust solution to your open banking strategy. The dedicate sandbox environment runs on our mutualized Cloud platform while production environment components operate in your infrastructure once authorized third-party developers have finalized their work and the full process is validated.
No worries or burden on your side while third-party developers are building their solution as we provide them with support until the switch to production is effective.
We provide all the technical and secured infrastructure and take care of the third-party providers' testing and integration processes, from documentation supply to technical support.
Once a third-party provider is ready, our dedicated Sandbox platform informs you and publishes all the necessary technicalities to your "On-Premise" Opium.PSD2™ platform.
Thanks to its smart engine that automates workflows and that complies with Berlin-Group standards, Opium.PSD2™ solution tremendously decreases third-party provider support as well as web service publications.
Security is paramount and the PSD2 framework calls for strong customer authentication. Maintaining an API is a challenge for financial institutions with minimal technical expertise. From a banker’s perspective, PSD2 results in additional costs, exposure to the competition and security risks.
PSD2 places an obligation on banks to provide their customers’ financial data to authorised TPPs (Third Party Providers) when a customer wishes to pay from their bank account via a payment initiation service provider (PISP) or simply grant permission to access that data through an account information service provider (AISP).
